Real estate appraisal services for homeowners in the city of Cuero and DeWitt County

The top 7 reasons why TX homeowners need Welch Appraisals:

Pre-listing appraisals (whether they're selling the home on their own or using an agent)
To challenge a TX property tax assessment
Remove PMI to cut your mortgage payments
Reinstate your Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
If real estate needs to be divided because of a divorce
Determine the true market value of real estate in question to settle an estate

Need help deciding the value of your home in or near Cuero, TX?
Contact Welch Appraisals.

At Welch Appraisals, we understand the special needs of a consumer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value conclusion than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Welch Appraisals, we're qualified in helping clients just like you rid themselves of unwanted PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your home overvalued if your house is not appreciating as much as other homes close by. This means you're most likely paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Welch Appraisals is your #1 weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. Not only can this be inopportune from a cash flow viewpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Welch Appraisals can provide you with an expert appraisal to help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you would prefer to have an expert double-check it for verity or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? Welch Appraisals offers field reviews where we'll go out and check the subject and comps. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. Even though this is usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your property.